Six decisions.
Six practical starting points.
Choose the question closest to where you are in the property journey. Each guide is a standalone reference with source links and a clear scope.
IKHAYALAMI FIELD GUIDES · SOUTH AFRICA
FIELD GUIDE INDEXBefore the offer or signature,
Before the offer or signature,
know what to check.
Standalone South African property guides that turn high-friction processes into practical orientation. Use the index to choose a decision, then open the full guide for the detailed checklist and source trail.
Six decisions.
02
Home-loan readiness
Understand the information a lender typically uses to assess affordability and organise the documents and budget assumptions that deserve attention before an application.
Affordability & recurring obligations Deposit and loan-to-value context Documents to organise
Open the full guide 03
Transfer duty & cash costs
Separate the purchase price from the deposit, SARS transfer duty, deeds fees, professional fees and the other cash commitments that can sit around a South African property transfer.
Deposit vs purchase price Transfer duty orientation Cost categories beyond the deposit
Open the full guide 04
Property transfer & title deed
Follow the sequence from signed agreement through conveyancing steps and eventual registration so the waiting period between offer and ownership is easier to understand.
Agreement to transfer workflow Conveyancing roles Registration in the Deeds Office
Open the full guide 05
Sectional title & community schemes
Know which documents, levies and governance questions deserve attention when the property sits inside shared ownership, a body corporate or another community-scheme environment.
Scheme documents Levies and shared costs Governance questions before purchase
Open the full guide 06
Verify a property practitioner
Use the relevant PPRA records and identity details before entrusting a practitioner or firm with a transaction, mandate, deposit or sensitive documentation.
Practitioner identity Firm and regulatory checks Warning signs before proceeding
Open the full guide 07
First-time buyer checklist
A practical sequence from budget and document preparation to viewing, offer, transfer and the first month of ownership.
Budget before browsing Viewing and offer preparation Transfer and first-month ownership
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